San Mateo Long Term Care Insurance Claims Attorney
Skilled Long Term Care Lawyers Serving San Mateo
Long-term care in San Mateo is one of the fastest-growing forms of benefits that help Americans when they need it. These plans are bought individually and the Employee Retirement Income Security Act generally provides more compensation for policyholders than for employees (ERISA). The policyholder has the right to sue the insurer if the insurer unjustifiably and without a reasonable basis refuses a long-term care claim. Our San Mateo long term care insurance claims attorney has answers to hard questions you may have.
Insurance companies are always trying to maximize their profits and they tend to reject your long-term care claim. The San Mateo long term care lawyers at Pillsbury & Coleman, LLP, are prepared to handle your case if you were rejected a San Mateo Long Term care claim.
How Long Term Care Insurance Works
Long-term care insurance is a policy under which you pay on time and the insurance provider pays for long-term care costs if you need it. The costs of a nursing home assisted living, or in-home treatment is usually covered by these insurance plans.
Unfortunately, several insurance providers incorrectly refuse long-term care coverage, leaving your loved ones with no idea what to do or how to pay for it. They bombard policyholders with perplexing and time-consuming paperwork. When a policyholder has a problem with a claim, they are never able to talk to the same benefits administrator about it. Policyholders, who are often in their 80s and 90s, may fail to send in documentation or just give up.
If you receive a rejection, don’t give in to the insurance company’s pressure to embrace it and walk away. You have the right to fight for the insurance proceeds that you or a loved one paid for when the policy was bought and consult with your case with one of our attorneys.
How to receive benefits?
If you need help with daily activities, review your policy to learn about the conditions for receiving benefits. Is it possible for a family member to be the caregiver, or does it have to be a professional? Is it necessary to live in a facility to receive benefits, or will you get them if you live in your own home? It is possible that you will be denied benefits if you are unsure of the terms of your policy. Consult your policy before filing a claim for benefits. If you’ve already filed a claim and been rejected, our lawyers will assist you in fighting the insurance provider for the financial assistance you need and deserve – after all, you paid for it.
Our San Mateo long term care insurance claims attorney understands how complicated your situation is. You’re having physical, mental, and financial difficulties. It’s possible that you don’t have the energy to take on the insurance business. We’ll deal with the insurance provider so you can concentrate on yourself and your loved ones, making sure they receive the treatment they need.
Contact our San Mateo Long Term Care Insurance Claims Attorney
Our San Mateo Long Term Care Attorneys at Pillsbury & Coleman, LLP, has handled a wide variety of long term care cases for clients. We also represented clients whose life and health insurance benefits were wrongfully refused, in addition to offering legal counsel when insurance providers behaved in bad faith and denied long term disability or care policies. Residents of San Mateo should depend on our team’s decades of experience while looking for a long-term disability attorney in California.
If you believe you have been wrongfully denied disability, life, or long-term health care coverage, contact our lawyers today for a free consultation. We will assist you in evaluating the legal options available to you after analyzing your case.