Pillsbury & Coleman successfully demurred to an insurance carrier’s claim that its excess insurance policy should be reformed to reflect more limited coverage that would have barred the insured’s claim for delay in completion benefits.  The insured, a developer of a large condominium project, suffered tens of millions in damages when its

Pillsbury & Coleman managing partner Ryan Opgenorth recovered millions in unpaid cyber insurance benefits. The insured, a prominent technology company, suffered a shutdown of its website that resulted in a significant disruption of its business and millions in lost revenue. The shutdown was clearly a covered loss, but the insurance carrier refused

If your long-term disability benefits have been denied or terminated, artificial intelligence can be a helpful starting point to learn about the appeal process, but it should not be the last place that you turn to. In the last year, our firm has experienced an increase in the number of people who

Receiving the news that your long-term disability benefits were denied or terminated can be scary and overwhelming. Here are some things to be aware of to help reduce your stress and understand your denial letter. Why Is Your Claim Being Denied? Towards the beginning of most LTD denial letters, your insurance company

An Alameda County jury returned a verdict against Truck Insurance Exchange, one of the Farmers Group of Companies, finding that Farmers acted in bad faith in refusing to defend its insured in an underlying dog mauling lawsuit that resulted in a $10 million judgment ($13.1 million with interest) against its insured. Liang,

The Golden State Warriors’ Kristaps Porzingis Has Been Diagnosed With POTS In a recent article from SFGate, we learned that the Golden State Warriors acquired Kristaps Porzingis, a 30-year-old center and forward who revealed that he has been diagnosed with postural orthostatic tachycardia syndrome (POTS). As the article explains, it is rather

Managing partner Ryan Opgenorth successfully represented a homeowner to recover the benefits of his homeowners insurance policy following a tree fall that decimated his home. The insurance carrier grossly underestimated the repair costs relying on estimates from third parties who either have never built a home or did not work in the

In a long-term disability insurance case against Unum Life Insurance Company of America, Azin Jalali of Pillsbury and Coleman successfully secured insurance benefits for a Big Law partner and litigator who is no longer able to meet the demands of her occupation.  The insured suffers from debilitating migraines, vestibular migraines, visual snow

In this case for disability insurance benefits, Unum Group and Provident Life and Accident Insurance Company attempted to evade our client’s state law claims for breach of contract and breach of the covenant of good faith and fair dealing by asserting that the Employee Retirement Income Security Act of 1974 (“ERISA”) preempted

Our case of Y.L. et al., v. Truck Insurance Exchange, et al., Case No. 24 CV063297, went to jury trial in Alameda County Superior Court in November 2025.  The jury found that Truck Insurance Exchange, a member of the massive Farmers Insurance Group of Companies, acted in bad faith when it refused