Sacramento Disability Lawyer
Experienced Disability Lawyers Representing Sacramento Citizens
We rely on all types of insurance coverage to have our back when things get tough. When we aren’t able to work due to a short-term or long-term disability, fortunately, we can rely on our disability insurance to see us through. Or can we? Call our Sacramento Disability Lawyer if you are not sure you can claim disability benefits.
While disability insurance is designed to offer safety-net income replacement in the event of an injury, accident, or illness, the reality is that a large percentage of disability claims are denied for various reasons. This leaves a family struggling financially and left with few options. At Pillsbury & Coleman, LLP, our skilled team of Sacramento disability lawyers is dedicated to helping those who are struggling to get the benefits they deserve to get back on their feet.
The Frustration of Disability Insurance Claims
Most individuals never think twice about their disability insurance until they need it. When you are disabled and unable to work, that is not the optimum time to navigate an insurance claim. And yet, that is the reality for most people tasked with filing for disability. The laws are complex, and the insurance companies have different criteria for disability and their own requirements for providing evidence of it.
In the meantime, as highly profitable enterprises, insurance companies will deny claims for things as simple as minor clerical errors. While most insurance companies work within the rules and in good faith, they often make it as difficult as possible for the people who rely on them to get the benefits they need and deserve. Unfortunately, many disabled individuals finally give up.
The Complexity of Filing a Disability Claim
Filing for disability benefits can be a long, complicated, and frustrating endeavor, especially when you are already dealing with health issues and financial worries. Another layer of problems often feels insurmountable. Having a skilled team of Sacramento disability lawyers on your side offers peace of mind that your claim is being handled correctly and that you have legal advocates fighting to get you the benefits you deserve.
Understanding Your Policy and the Laws that Regulate Your Benefits
Unless you work in the insurance industry, you probably have little experience dealing with different types of policies with different criteria, regulated by different laws. Do you have a short-term or long-term disability policy that you purchased on your own? These will be regulated by state insurance laws. Is your policy through your employer? This will be governed by the Employee Retirement Income Security Act, or ERISA. It helps to have someone in your corner who knows the ropes.
Appealing a Denial
Fortunately, if you have been denied benefits, you are not powerless. You have the ability to appeal the insurance company’s determination. But you want to make sure that you are going about it carefully and completely, dotting i’s and crossing t’s and offering extensive evidence of your disability to the insurer’s exact criteria.
At Pillsbury & Coleman, LLP, our experienced Sacramento disability attorneys are there for you each step of the way. We ensure that your appeal is correct and comprehensive to assist you in getting your denial overturned.
Getting Legal Assistance From Our Sacramento Disability Lawyer
When you are suffering a disability, it is one of the most unfortunate times to attempt to navigate the world of disability insurance benefits, especially when it feels like they are working against you each step of the way.
With Pillsbury & Coleman LLP on your side, you have experienced Sacramento disability attorneys who have done this many times in the past and know the companies, their criteria, and how the law holds them accountable. If you have suffered a disability and need to file a claim, contact us to understand how we can help.