Oakland Disability Attorney
Experienced Disability Lawyers Representing Clients in Oakland, CA
Injuries and illnesses can happen unexpectedly, and those that result in a disability are particularly life-challenging. Suddenly, your life has changed, maybe for the short-term, or perhaps for the rest of your life. While you are unable to work, you want to be able to turn to your disability insurance to help. Unfortunately, disability insurance companies are not always there for you when you need it most. At Pillsbury & Coleman, LLP, our skilled Oakland disability attorney can help you handle the insurance companies.
When Life Throws Curveballs and Insurance Falls Short
In times of emergencies, most of us rely on our insurance policies as safety nets. Whether it’s damage to our home or a car accident we expect our homeowners or auto insurance benefits to come into play. Similarly, if we face a disability that prevents us from working it seems reasonable to turn to our disability insurance for support. We all pay premiums precisely for these situations. However, the reality is that filing a disability claim can be complex and frustrating – adding another layer of stress to an already overwhelming financial situation.
Dealing with the Complexities of Disability Claims
Navigating the process of filing a disability claim can be both. Time consuming. When you’re already burdened with expenses and worries about making ends meet grappling with insurance claims only adds to the stress. This is where the expertise of an Oakland disability attorney can provide needed peace of mind in this complicated scenario. At Pillsbury & Coleman LLP we are dedicated, to guiding and assisting you at every stage of your disability insurance claims journey so that you can focus on important matters.
Disability Insurance and Bad Faith
Insurance companies that offer long-term and short-term disability insurance are large, for-profit enterprises. It may seem counter-intuitive, but because the industry relies on profits and must answer to shareholders, they endeavor to keep their costs low. This is when it can become disadvantageous to the policyholder.
When a policyholder files a disability claim, the insurance company will make a determination of how much the claim is worth. Needless to say, the more your claim is worth, particularly for long-term benefits, the more this eats into their bottom line.
Although the industry is regulated, insurance companies have found ways to challenge and deny legitimate claims, hoping that desperate families will give up the fight. At times, these tactics are egregious and amount to bad faith by the insurance company.
At Pillsbury & Coleman, LLP, our dedicated Oakland disability attorneys have the experience and understanding of the industry and their tactics to help disabled individuals and their families get the benefits they need and deserve.
Having the assistance of a skilled legal advocate when filing a disability claim can help improve your chances of a favorable outcome. We do that by analyzing and developing a strong strategy before the claim is even filed. We will review all medical records and make recommendations to make your claim stronger. Then we will assist you in filling out the claim paperwork to ensure that it is comprehensive and correct.
Seeking The Right Help at The Right Time
Lawyers specializing in disability insurance play a crucial role when it comes to cases that require legal action. When disputes cannot be resolved through appeals or negotiations these lawyers are ready to take the matter to court and present arguments before a judge in order to secure the benefits for their clients.
Apart from handling claims and appeals, disability insurance lawyers also offer guidance on selecting the right policy and planning for benefits. They assist individuals in understanding the intricacies of policies ensuring that they have sufficient protection against the financial impact of a disabling condition. This proactive advice can be extremely beneficial in preventing conflicts and guaranteeing that clients have the necessary coverage.
How An Oakland Disability Attorney Can Help
The work carried out by an Oakland disability lawyer is characterized by their dedication to justice and fairness for individuals with disabilities. They act as advocates and advisors committed to ensuring that people receive the support and financial benefits required to maintain their quality of life despite challenging circumstances. Our disability insurance lawyers are not just experts; they are essential allies, for those navigating through the complexities of disability and insurance.
If your claim has been denied, we can help you appeal or even take it to court to ensure that you are treated fairly and get the disability benefits you are entitled to. At Pillsbury & Coleman, LLP, our talented team of Oakland disability attorneys concentrates on insurance law only and has dealt with every major disability insurer, so you get the benefit of extensive industry experience in your corner. If you have suffered a disability, contact us today to understand your legal rights and see how we can help.