Oakland Disability Attorney
Experienced Disability Lawyers Representing Clients in Oakland, CA
Injuries and illnesses can happen unexpectedly, and those that result in a disability are particularly life challenging. Suddenly, your life has changed, maybe for the short-term, or perhaps for the rest of your life. While you are unable to work, you want to be able to turn to your disability insurance to help. Unfortunately, disability insurance companies are not always there for you when you need it most. At Pillsbury & Coleman, LLP, our skilled Oakland disability attorney can help you handle the insurance companies.
When Insurance Isn’t There For Us
When an emergency happens in life, most of us have safety nets in the way of our insurance policies. If something happens to our home, we have homeowners insurance benefits. If we are involved in a car accident, we have auto insurance benefits. It stands to reason that if we have suffered a disability, we should be able to turn to our disability insurance to help offset our costs if we cannot work.
We pay premiums to ensure that these benefits are available to us should the need arise. But many people find that filing a disability claim adds another set of problems and complexities to their already mounting financial ones.
The Complexity of Disability Claims
Filing a disability claim can be a complex and frustrating experience. When you are already worrying about medical costs and how you will pay your bills, dealing with insurance claims adds another layer of overwhelming to your problems. Having the assistance of an Oakland disability attorney can offer peace of mind to a complicated scenario. At Pillsbury & Coleman, LLP, we offer assistance at all stages of the disability insurance claims process so you can focus on other matters.
Disability Insurance and Bad Faith
Insurance companies that offer long-term and short-term disability insurance are large, for-profit enterprises. It may seem counter-intuitive, but because the industry relies on profits and must answer to shareholders, they endeavor to keep their costs low. This is when it can become disadvantageous to the policyholder.
When a policyholder files a disability claim, the insurance company will make a determination of how much the claim is worth. Needless to say, the more your claim is worth, particularly for long-term benefits, the more this eats into their bottom line.
Although the industry is regulated, insurance companies have found ways to challenge and deny legitimate claims, hoping that desperate families will give up the fight. At times, these tactics are egregious and amount to bad faith by the insurance company.
At Pillsbury & Coleman, LLP, our dedicated Oakland disability attorneys have the experience and understanding of the industry and their tactics to help disabled individuals and their families get the benefits they need and deserve.
Having the assistance of a skilled legal advocate when filing a disability claim can help improve your chances of a favorable outcome. We do that by analyzing and developing a strong strategy before the claim is even filed. We will review all medical records and make recommendations to make your claim stronger. Then we will assist you in filling out the claim paperwork to ensure that it is comprehensive and correct.
How An Oakland Disability Attorney Can Help
If your claim has been denied, we can help you appeal or even take it to court to ensure that you are treated fairly and get the disability benefits you are entitled to. At Pillsbury & Coleman, LLP, our talented team of Oakland disability attorneys concentrates on insurance law only and has dealt with every major disability insurer, so you get the benefit of extensive industry experience in your corner. If you have suffered a disability, contact us today to understand your legal rights and see how we can help.