San Mateo Insurance Denials Lawyer
Experienced Insurance Denials Attorneys Serving San Mateo, CA
We purchase insurance for the security of ourselves, our relatives, or our businesses from tragic incidents such as fires, natural catastrophes, automobile accidents, or disabling injuries. When the unimaginable occurs, we depend on insurance coverage to cover our losses. In far too many cases, the insurer denies the claim, offers to give only a fraction of the claim’s true value, or refuses payment for months or even years. These activities will complicate your problems and lead to further financial difficulties.
Pillsbury & Coleman, LLP’s San Mateo insurance denials lawyer is well-versed in the various strategies that insurers can use to wrongfully deny insurers the assistance that they are entitled to. We understand how much insurance denials can impact you, both economically and socially, and we work hard to ensure that our clients receive the full sum they deserve for their avoidable losses.
Contact our office right away if you think your insurance company has denied your claim in San Mateo, California, or anywhere in the United States.
Responsibility Of Insurance Companies
Insurance firms have a duty to their clients to follow their policies. Insurance claim denials may occur for a variety of reasons. Insurers will also have fine print in a policy that expressly prohibits those forms of coverage. Claimants are often denied because insurers and policyholders differ on the value of a claim. Insurance claims are often rejected due to misunderstandings between insurance adjusters and policyholders.
The important thing to remember is that if your insurance claim is denied, you have the right to contest the denial. A San Mateo insurance claim denials lawyer at Pillsbury & Coleman, LLP, might be able to help you understand coverage by examining your policy. Our firm may also be able to assist you by bargaining with insurance adjusters and fighting for your interests in and out of court.
Insurance Claim Denial
Even if you pay thousands of dollars to the insurance company per year, it’s difficult to avoid having a claim denied. That is why it is critical to thoroughly read the contract, comprehend the co-pays, premiums, and deductibles involved, and obtain sufficient pre-authorization for services. Even if you take these precautions, your insurance provider can still deny your claim.
Why Insurance Providers May Deny Your Claim In California
An insurance provider can refuse a claim for a variety of reasons, but the following are some of the most common:
- No beneficiary listed on the policy
- Death ruled to be a suicide or induced by a disease not protected by the policy
- Policy delay due to non-payment
- Illegal or hazardous acts
- Material misstatement
Dealing With The Insurance Companies
Many people believe there is nothing they can do if their insurance claim is denied. Even the most experienced lawyer has no idea what to do in these cases. Insurance companies seem to have a variety of evidence to back up their decisions on whether a specific treatment is protected by the policy. There is no doubt that these are difficult situations, but you do not have to be intimidated by the insurance companies and their mountains of paperwork.
We’ve defeated these companies many times. When insurance firms refuse treatment based on their understanding of policy, their decision may have far-reaching consequences for countless people in similar situations. We advocate for our clients and the untold numbers of people who are unable to obtain the required medication or treatment.
Contact Our San Mateo Insurance Denials Lawyer
You don’t have to put up with unequal treatment from the insurer. Working with our San Mateo insurance denials lawyer will help you fight this battle. We’re ready to take on hesitant, greedy insurance firms so you don’t have to. We’ll do all we can to get you the benefits you’re due, as well as compensation for any problems the insurer caused you when mistreating you. Contact us today.