Oakland Disability Denials Lawyer
Compassionate Disability Denials Attorneys Serving Oakland, CA
Most of us never anticipate dealing with a disability that renders us unable to work. But according to the Social Security Administration, “the sobering fact for 20-year-olds is that more than 1-in-4 of them becomes disabled before reaching retirement age.” With these numbers, an Oakland disability denial lawyer can help.
If you have suffered a disabling accident or illness, you understand the overwhelming vulnerability when you cannot work yet must still maintain daily financial responsibilities. You may have turned to your disability benefits to offer some relief, only to be denied. Unfortunately, if you’ve been denied disability benefits, you are not alone.
The Nature of Insurance
After a disabling injury or illness, most people trust that they can turn to disability benefits to help them through the difficult times. Unfortunately, disability insurance companies are notorious for delays and denials. This can be devastating for an individual who is relying on those benefits.
Insurance companies are very profitable companies. While you are relying on them for critical income after your disability, their priority is their bottom line. The more they pay out in benefits, the less they keep for themselves.
Consequently, they have used many tactics throughout the years to deny legitimate claims so they can contain their costs and retain as much profit as possible. Although the insurance industry is regulated under the law, companies still find ways to delay and deny benefits, hoping that their insured will give up.
Fighting Back Against the Insurance Companies
If you have been denied long-term disability benefits, you can fight back. Whether you have been denied benefits or just beginning to file a claim, the experienced Oakland disability denials lawyer at Pillsbury & Coleman, LLP can guide you and help you get the benefits that you deserve.
Employer-Sponsored Disability Insurance Denial
Your group disability policy through your employer is governed by ERISA (Employee Retirement Income Security Act). ERISA provides for an appeals process if you have been denied. Still, ERISA law is complicated, and you may only bring a lawsuit against the insurance company once all your appeals have been exhausted.
At Pillsbury & Coleman, LLP, our Oakland disability denials attorneys have extensive experience appealing and litigating ERISA disability claims and fighting for our clients’ disability benefits.
Individual Disability Insurance Denial
Disability claims under private policies are equally subject to unfair denials. If your claim has been denied, you have the right to appeal the decision of the insurance company. However, this process can be complex and time-consuming, particularly for individuals with little experience navigating the world of insurance companies and their lawyers.
Having the assistance of a disability denials lawyer in Oakland ensures that you have your own legal advocate in your corner that is skilled in working with state insurance and consumer protection laws. Your lawyer will go through your policy to fully understand your benefits and limitations and represent you in the negotiation or appeal process. If an appeal is unsuccessful, your lawyer will be able to litigate your claim in court to ensure that your rights to benefits are being protected.
Getting Legal Assistance Through Our Oakland Disability Denials Lawyer
If you have been disabled by an injury or illness and are unable to work, it is important to get the advice of an Oakland disability denials lawyer as soon as possible. Many individuals make critical mistakes during the claims process that can hurt their chances of getting essential benefits.
If you have been denied benefits, you are afforded an appeal process. In many cases, disability claims are won on appeal. But this process can be complicated without the skill of an experienced disability denials lawyer in Oakland. At Pillsbury & Coleman, LLP, we have dedicated our careers to holding insurance companies accountable and have dealt with every major disability insurer. Contact us to understand how we can assist you in getting the disability benefits you deserve.