LifeCare Assurance Company

LifeCare Assurance Company develops, reinsures, and administers long-term care insurance policies for other well-known insurance companies, such as Massachusetts Mutual Insurance Company. Although the name “LifeCare Assurance Company” may not be found anywhere in your policy, it may actually be the company that wrote the terms of the coverage, decided to sell the coverage to, owes all or most financial risk on the coverage, and makes all decisions whether to pay or deny your claim.

We encountered LifeCare in our Chang v. MassMutual case. In Chang, we successfully obtained a ruling from the San Francisco County Superior Court wrongfully tried to rescind our client’s policy after she submitted a claim for benefits and that we had gathered sufficient evidence to support a claim for punitive damages. You can read the order here. If you are having difficulty with LifeCare Assurance Company regarding the administration of a claim for long-term benefits, contact us for a free consultation. We have developed significant evidence regarding their practices and may be able to help you secure the benefits that you or your loved one deserve.