Bad faith occurs when one party of a legal contract acts dishonestly to avoid fulfilling his or her contractual obligation. Bad faith may also occur when one party enters a legally binding agreement without any intention or the means to fulfill it. California, like most other states, recognizes an “implied covenant of
Important elements of disability insurance
Most people who live and work in California would find it financially challenging to suddenly be without their paychecks for an extended period of time. This may happen if a person is laid off or gets fired from their job but it also may happen if they become sick or injured and
What evasive maneuvers could insurance companies make?
As a Californian, you rely on your insurance to help you out when you need aid. You can also rely on Pillsbury & Coleman, L.L.P., to help you out if your insurance companies fail to provide what you require. Unfortunately, insurance companies aren’t always going to be on your side. This can
False insurance fraud accusations add insult to injury
You purchase insurance policies to protect you and your family in California from the consequences of a life-changing disastrous event. All too often, however, we at Pillsbury and Coleman have seen insurance companies go to great lengths to protect their profits and pay as little as possible on insurance claims. Sometimes, insurance
When problems arise with long-term care insurance claims
There are many concerns people may have about their retirement years. This includes worries about whether they will be able to afford long-term care should the need for such care arise. One of the steps some take in their efforts to address this concern is taking out a long-term care insurance policy. It
Vedica Puri Appointed to San Francisco County Superior Court
Longtime partner at Pillsbury & Coleman tapped for judgeship Pillsbury & Coleman, LLP, proudly announces that attorney Vedica Puri has been appointed to a judgeship on the San Francisco County Superior Court. She has been a partner at our law firm since 2005. Vedica Puri, 47, of San Francisco, fills the seat vacated by
UnitedHealthcare being sued yet again for bad faith underpayment
A Pennsylvania woman contends that her insurance company illegally underpaid her mental health counselor, increasing her out-of-pocket medical expenses and jeopardizing her care. Her legal team is seeking class action status on behalf of thousands of other patients and their providers who were hurt by the reimbursement practices. The lawsuit names UnitedHealthcare,
New wildfires likely means new fire loss claim denials
Homeowners in wildfire country are often hit with a double tragedy. First, their home is damaged or destroyed, and then in the aftermath, the insurance company finds some reason to deny their property insurance claim. Just as predictable as wildfire season, we tend to see a “fire loss denial season” months later
Common reasons ERISA disability claims are denied
Short-term or long-term disability insurance through your employer is not the safety net you think it is. Employees who actually file ERISA disability claims are regularly turned down, often with little explanation and little recourse. Why was your claim denied? It may have to do with the fine print of the policy
Cancer disability claims are frequently denied
Cancer is one of the most common causes of disability. But many cancer patients who invoke their long term disability insurance have their claims denied. The stated reasons for denial vary, but typically the rationale is that the person is “not disabled enough.” It is possible to fight back against a claim