Another key victory in NFL veteran’s bad faith lawsuit for disability denial The National Football League is a powerful opponent. Most plaintiffs get bulldozed when they line up against the NFL. So it was a huge win when a federal court ruled that the league had abused its discretion in denying the
What are Employment Retirement Income Security Act violations?
The Employment Retirement Income Security Act (ERISA) is a piece of federal legislation that aims to protect most private-sector employees’ rights to their retirement or pension, health insurance, and any profit-sharing plans. Certain workers’ entitlements to these benefits are protected under ERISA. The federal government maintains oversight of covered plans and also
Does ERISA protect your retirement if your employer goes under?
There’s a popular aphorism that advises people not to put all of their eggs in one basket. That advice can apply to many different scenarios in life. From a financial standpoint, not putting all of your eggs in one basket could be advice that reminds you to diversify your investments and not
Your rights under the Employee Retirement Income Security Act
Retirement plans are extremely important for ensuring that all workers are financially secure for their entire lives. Many workers know that they are putting aside funds for retirement, but they often do not have a lot of information about their plans. This is why the Employee Retirement Income Security Act (ERISA) was
Private disability or ERISA? The best policy is both policies
By Terry Coleman In years past, professionals who wanted a long-term disability policy would go out in the private market. These policies would protect them if they became unable to practice due to injury or illness. And if that doctor or other professional changed jobs, the coverage would follow them. The insurance
Multi-count lawsuit alleges ERISA violations
When people in California elect to participate in their employer’s retirement account program, they should be able to trust that their money and best interests will be properly taken care of. Every fund that falls under the jurisdiction of the Employee Retirement Income Security Act is supposed to be administered in a way that
Civil ERISA violations
If you are like a lot of people in California, you have a retirement fund that is governed by the Employee Retirement Income Security Act. Since it was first enacted in 1974, this act has provided protection for countless employees by outlining the responsibilities of retirement plan administrators and sponsors. These responsibilities
Supreme Court asked to weigh in on forum selection clauses
Among the many benefits offered to employees by companies in California is the ability to participate in a retirement plan such as a 401K. These are often governed by the Employee Retirement Income Security Act. What many employees may not be aware of is that if they ever disagree with the benefits
What is ERISA, and what does it do?
Even if you enjoy your job in California, you probably do not want to do it forever. Like many employees, you probably have aspirations of retiring someday. To that end, you may participate in a pension plan that provides benefits when you stop working, but you may have doubts or fears about
Common reasons ERISA disability claims are denied
Short-term or long-term disability insurance through your employer is not the safety net you think it is. Employees who actually file ERISA disability claims are regularly turned down, often with little explanation and little recourse. Why was your claim denied? It may have to do with the fine print of the policy