Long-Term Care Insurance: Claims-handling Practices Used To Deny Claims Can Lead to Staggeringly High Punitive Damages For those who have practiced disability insurance litigation, the conduct of many long-term care insurance companies today is rather head-scratching. Did insurers really learn nothing from all the multi-million-dollar punitive damage awards from juries across the

By Stephen Ellison Tradition and principles carry a lot of weight in the courtroom, but that doesn’t mean a lawyer has to approach every trial conventionally. Just ask Philip L Pillsbury Junior, founding partner with Pillsbury and Coleman LLP, whos formula for trials might catch people off-guard. “We bring a lot of

Another key victory in NFL veteran’s bad faith lawsuit for disability denial The National Football League is a powerful opponent. Most plaintiffs get bulldozed when they line up against the NFL. So it was a huge win when a federal court ruled that the league had abused its discretion in denying the

The Employment Retirement Income Security Act (ERISA) is a piece of federal legislation that aims to protect most private-sector employees’ rights to their retirement or pension, health insurance, and any profit-sharing plans. Certain workers’ entitlements to these benefits are protected under ERISA. The federal government maintains oversight of covered plans and also

The magnitude of personal loss and disruption caused by the Coronavirus pandemic is escalating each day. We are here to help with what we do best – making sure that insurance companies are held accountable for losses sustained by individuals and their businesses during this pandemic. Here is how we can help

Many individuals regularly sit down and look at their budgets in an effort to find ways to cut their costs. One of the first expenses that workers start to question is insurance costs. Many individuals may think of it as unnecessary to have disability insurance. That’s not the case though. This coverage

There’s a popular aphorism that advises people not to put all of their eggs in one basket. That advice can apply to many different scenarios in life. From a financial standpoint, not putting all of your eggs in one basket could be advice that reminds you to diversify your investments and not

When you purchase an insurance policy, the company that sells it to you has an obligation to fulfill the promises made within the policy regarding coverage, just as you have an obligation to pay your premium in a timely manner. Unfortunately, insurance companies are often for-profit businesses that want to do everything

You try to use your long-term disability insurance, but you get denied. Since you know you are disabled, you’re shocked. Is this all you can do? Is that the end of it? It’s not. Appeals are possible and even common. You may be able to make multiple appeals. Do not assume you are out

Retirement plans are extremely important for ensuring that all workers are financially secure for their entire lives. Many workers know that they are putting aside funds for retirement, but they often do not have a lot of information about their plans. This is why the Employee Retirement Income Security Act (ERISA) was