You’re not powerless against your insurance company

You trusted your insurance company. You made those monthly payments because you believed that they would be there for you when you needed them. Then you filed a valid claim, and they denied it. You can’t believe it. You feel like they robbed you, essentially. They took your money and then refused to

Examples of bad faith by insurance companies

Most people in California have at least one type of insurance policy in their name but it is not uncommon to hold multiple insurance policies. These might include some combination of automotive insurance, homeowner’s insurance, renter’s insurance, health insurance, life insurance, and disability insurance. Regardless of the type of policy and what

What can I do about a denied insurance claim?

When making a homeowners’ insurance claim, you trust the company you work with will find a satisfactory resolution to your problem. However, this is not always the case. Insurance claims are often denied, or pay out less than you’re expecting. Nerdwallet explains some of the steps you can take to dispute a denied insurance

Do you have a bad faith claim on your hands?

Californian residents like you rely on your insurance for vital, every-day things. This can include medical procedures, medication, routine doctor visits, and other things that your life and well-being rely on. When insurance companies refuse to honor their policies, it can be a huge blow. Not all states have the same requirements

What are the elements of insurance bad faith?

Bad faith occurs when one party of a legal contract acts dishonestly to avoid fulfilling his or her contractual obligation. Bad faith may also occur when one party enters a legally binding agreement without any intention or the means to fulfill it. California, like most other states, recognizes an “implied covenant of

False insurance fraud accusations add insult to injury

You purchase insurance policies to protect you and your family in California from the consequences of a life-changing disastrous event. All too often, however, we at Pillsbury and Coleman have seen insurance companies go to great lengths to protect their profits and pay as little as possible on insurance claims. Sometimes, insurance

UnitedHealthcare being sued yet again for bad faith underpayment

A Pennsylvania woman contends that her insurance company illegally underpaid her mental health counselor, increasing her out-of-pocket medical expenses and jeopardizing her care. Her legal team is seeking class action status on behalf of thousands of other patients and their providers who were hurt by the reimbursement practices. The lawsuit names UnitedHealthcare,

When does insurance bad faith merit punitive damages?

If you successfully sue an insurance company for bad faith, you are entitled to monetary damages. In addition to compensatory damages (your actual losses), you may be awarded punitive damages, which are meant to punish and deter the wrongdoing. When do punitive damages apply? How are they calculated? Understanding insurance bad faith

The basics of bad faith

When you enter into a contractual relationship with an insurance company, you expect that they will honor the terms contained in their policy. At the time you decide to accept their offer for coverage, they made promises to you that you would be protected in the event that something should happen. Unfortunately,