It is an all too common occurrence that disability insurance carriers will rely on an insured’s part-time work status as a basis to deny disability benefits altogether.  This was the case for a Stanford family medicine doctor of almost 30 years, who was forced to reduce her employment to 50% due to

The performance of an insurer’s claim staff is a key fact issue in cases involving an insurer’s unreasonable denial of insurance benefits in bad faith.  Performance evaluations for claims staff involved in the denial of a claim are often one of the main sources of discovery that sheds light on the reasonableness or