Homeowners in wildfire country are often hit with a double tragedy. First, their home is damaged or destroyed, and then in the aftermath, the insurance company finds some reason to deny their property insurance claim. Just as predictable as wildfire season, we tend to see a “fire loss denial season” months later
Common reasons ERISA disability claims are denied
Short-term or long-term disability insurance through your employer is not the safety net you think it is. Employees who actually file ERISA disability claims are regularly turned down, often with little explanation and little recourse. Why was your claim denied? It may have to do with the fine print of the policy