Important elements of disability insurance

Most people who live and work in California would find it financially challenging to suddenly be without their paychecks for an extended period of time. This may happen if a person is laid off or gets fired from their job but it also may happen if they become sick or injured and

Fighting a long-term disability claim denial

Suffering from a long-term disability (LTD) means you already have enough to deal with. You do not want to add fighting with an insurance company to the list. All too often, insurance companies try to avoid paying for coverage. That could leave you vulnerable both physically and financially. There are actions you

9th Circuit case considers disability benefits

Recently, the 9th Circuit Court of Appeals released a decision that may have a significant impact on long-term disability insurance matters in California. The ruling could potentially limit some of the power that insurance companies have to deny claims for benefits. The case concerned a woman who worked for Boeing. As a