Pillsbury & Coleman successfully demurred to an insurance carrier’s claim that its excess insurance policy should be reformed to reflect more limited coverage that would have barred the insured’s claim for delay in completion benefits. The insured, a developer of a large condominium project, suffered tens of millions in damages when its
Ryan Opgenorth’s Multimillion Dollar Recovery on a Cyber Insurance Claim
Pillsbury & Coleman managing partner Ryan Opgenorth recovered millions in unpaid cyber insurance benefits. The insured, a prominent technology company, suffered a shutdown of its website that resulted in a significant disruption of its business and millions in lost revenue. The shutdown was clearly a covered loss, but the insurance carrier refused
Why You Should Not Use AI to Prepare Your LTD Appeal
If your long-term disability benefits have been denied or terminated, artificial intelligence can be a helpful starting point to learn about the appeal process, but it should not be the last place that you turn to. In the last year, our firm has experienced an increase in the number of people who
Understanding Your Long-Term Disability Denial Letter
Receiving the news that your long-term disability benefits were denied or terminated can be scary and overwhelming. Here are some things to be aware of to help reduce your stress and understand your denial letter. Why Is Your Claim Being Denied? Towards the beginning of most LTD denial letters, your insurance company