01

Notable Results

We have won cases against every major insurance carrier. In fact, we secured the largest disability insurance bad faith verdict ever in California. We have recovered hundreds of millions of dollars on behalf of our clients. Learn More

02

Full Resources

Insurance companies use many tactics to deny, delay or devalue claims. We have the skilled staff and financial resources to go up against the biggest insurance carriers, to force them to honor their policies and hold them accountable for bad faith denials. Learn More

03

Singular Focus

Insurance litigation is all we do, with an emphasis on long-term disability claims. Physicians, dentists, attorneys and other licensed professionals who purchased disability insurance benefit from our in-depth knowledge of law when insurance carriers fail to hold up their end of the bargain. Learn More

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Proven Trial Attorneys

When insurance companies play hardball, our experienced litigators are up to the challenge. Our lawyers have prevailed against all the big players, including Unum, MetLife, Prudential, Cigna, Hartford and Mass Mutual. Learn More

California Disability Denial Claims Attorney

Disability Denial Attorney Fighting For The Rights Of California Policyholders

Disability Claims Relating To Insurance Denials And Delays

It might come as a surprise to you, but, only about 35% of initial disability claims are actually approved. For different reasons, most claims are initially denied and have to go into different stages of appeal.

Insurance companies are armed with their own attorneys and will try all the tricks in the book to avoid paying your claim. How hard could it be to get your disability benefits when you have a medical condition that makes it hard for you to work? Don’t wait to find out.

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Understanding why your claim was denied

In a large number of claims too, insurance companies are of the opinion that you don’t deserve disability benefits. In other cases, they allege that you committed insurance fraud. With a California disability denial claims attorney, your denial is not final. Whatever was the reason your claim was denied, the initial denial is far from a final decision. You still have a number of options open for appeals. The disability denial claims attorneys at our office in California know their way around this and are ready to help you.

Pillsbury & Coleman, LLP Are Versatile California Denial Insurance Lawyers

Have you been denied your short-term disability or long-term disability claim by the insurance company? Are you struggling to because of an injury or illness and are trying to collect benefits?

We deal with most major disability insurers. You can read more about specific issues with each carrier. Our firm is devoted to holding insurance companies accountable when it comes to their obligations. We have a very successful track record including many multimillion-dollar verdicts and settlements.

Why Our Clients
Hired Us

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$32 million

Landmark Insurance

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$31 million

Disability Insurance Case

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$26.5 million

Landmark Insurance

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What Our Clients Say..

"You truly make a difference in people's lives...

...because you do not just win cases, you do not just get judgments collected, you actually put lives back together and help heal wounds. More importantly, I believe for all the long hours you put, your significant others should see what a difference you make and especially made in our family's life because we will remain forever grateful to each and every one you."

Mehran Imanabadi
"I can't thank you enough for what you have done for me...

I am so grateful that I had you helping me with this most difficult time of my life. You were always there for me no matter what and I deeply appreciate it."

Peter Englert
"As part of an in-house legal team, I look for smart, capable and no-nonsense outside counsel...

...to guide me on critical issues. Pillsbury & Coleman's attorneys proved to be all of the above. They crafted a creative and insightful strategy for my case that convinced me they were the go-to firm for bad faith insurance coverage issues."

Bill Friedman, In-house Counsel, CISCO
"You truly make a difference in people's lives...

...because you do not just win cases, you do not just get judgments collected, you actually put lives back together and help heal wounds. More importantly, I believe for all the long hours you put, your significant others should see what a difference you make and especially made in our family's life because we will remain forever grateful to each and every one you."

Mehran Imanabadi
"I can't thank you enough for what you have done for me...

I am so grateful that I had you helping me with this most difficult time of my life. You were always there for me no matter what and I deeply appreciate it."

Peter Englert
"As part of an in-house legal team, I look for smart, capable and no-nonsense outside counsel...

...to guide me on critical issues. Pillsbury & Coleman's attorneys proved to be all of the above. They crafted a creative and insightful strategy for my case that convinced me they were the go-to firm for bad faith insurance coverage issues."

Bill Friedman, In-house Counsel, CISCO
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Meet Our Attorneys

California Trial Lawyers Handling Every Kind Of Insurance Dispute

Established in 1991, Pillsbury & Coleman, LLP, is one of the few law firms in California focused exclusively on representing policyholders in insurance disputes and insurance bad faith litigation. Insurance law is all we do and we do it very well.

Our attorneys offer experienced legal representation to businesses and individuals in San Francisco and throughout California. Whether you need help getting your health insurance to cover a claim, you need assistance getting a business loss covered, or assistance appealing a long-term disability insurance claim denial, we know how to help.

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Philip L. Pillsbury Jr.
Founding Partner
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Terrence J. Coleman
Attorney
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How a lawyer at Pillsbury & Coleman, LLP can help you

Receive the benefits you rightfully deserve

Don’t get surprised if your disability insurance claim gets denied initially. For one, a lot of insurance companies are in the habit of delaying or denying legitimate disability claims. Insurers make big profit by denying claims, not by paying out benefits to anyone that so much as lays a claim to it. Every opportunity to deny your claim is vigorously explored by insurance companies. But they’re just doing their job.

In a number of instances most claims are denied because the paperwork submitted is incomplete or unconvincing. For instance, your medical documentation must state the disabling condition, explain the disability, and state why it prevents you from working.

Disability claims will generally get denied if the medical documentation fails to meet the standard required by insurance companies. In a large number of claims too, insurance companies are of the opinion that you don’t deserve disability benefits. In other cases, they allege that you committed insurance fraud.

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How to appeal a disability claim denial

Initial denial is not final. There are still different options of appeals that can be explored when your disability claim gets denied.

The process of appeal depends on the type of disability claim. For starters, when your claim gets denied, the reason for such denial will be stated. To appeal a denial, you would have to file another claim highlighting why your initial plan should not be denied.

If the initial claim was denied due to insufficient evidence or medical documents, the appeal must rectify those lapses. You would have to provide relevant and convincing documents to back up your claim.

Contact the California disability insurance denial attorneys today

A re-filing of the claim doesn’t guarantee approval. In some instances, even the appeal gets denied again. This mostly happens because a lot of people laying claim to disability claims are not engaging the services of experienced California disability denial claims attorneys.

If your appeal gets rejected, you can still get it overturned. This would require you to go through the court process to assert your right. The process can indeed be tasking. But your California disability denial claims attorney can take the load off you. If it ever comes to this, be rest assured that the attorneys at Pillsbury & Coleman, LLP, are well-prepared to fight for you. We will make sure that all the benefits you deserve gets to you.

Insurance companies will try all the tricks in the book to frustrate your claim and deny you your benefits. With a skilled and experienced bad faith insurance claim attorney, you have nothing to fear.

We Have The Resources To Help You Get Back On The Road To Recovery

For about three decades, Pillsbury & Coleman, LLP, has helped the residents of California through their disability denial and appeals process. If your disability insurance claim was denied by an insurance company, consult our expert insurance attorneys ASAP.

It’s not too late to get in touch with us. Contact us for a free consultation here or call (415) 433-8000 today.