Claims Against Guardian/Berkshire
The Guardian Life Insurance Company of America is a Fortune 500 business focused on marketing health, life and disability insurance, retirement services and investment products to businesses and individuals. The company delivers its products and services through employee benefit programs and directly to individuals and businesses. Millions of participants in group plans and individual policyholders rely on Guardian or Berkshire coverage.
Guardian and The Berkshire Life Insurance Company completed a merger in 2001, combining two major players in own-occupation disability insurance and certain other insurance sectors. The merged company puts a strong marketing emphasis on “income protection” and disability insurance for white-collar professionals, provided under brand names such as Provider Plus.
Allegations Of Wrongful Claim Denials, Benefit Terminations, And Delays
Like other disability and life insurance companies, Guardian and Berkshire have faced extensive litigation involving unfair handling of claims. Actionable practices often involve the use of biased and unqualified medical evidence to deny or terminate claims, retroactive cancellation or “rescission” of coverage, excessive benefit payment delays and more.
A Track Record Of Success In Litigation Against Guardian Life
At Pillsbury & Coleman, LLP, our dedicated lawyers have achieved positive results for thousands of insurance policyholders, both through federal ERISA appeals and litigation and lawsuits filed in California state courts. Our recent victories in cases involving The Guardian Life Insurance Company include obtaining:
- A seven-figure settlement on behalf of an obstetrician whose orthopedic condition prevented him from performing deliveries and other surgical procedures, but who was denied benefits based on Guardian’s assessment that he was not disabled under the policy definition
- A trial court verdict and order restoring disability benefits and paying back benefits plus attorney fees for a client suffering from the painful and disabling condition thoracic outlet syndrome, based on our demonstration that Guardian failed to properly consider medical evidence
Pillsbury & Coleman’s attorneys are well-equipped to pursue all types of valid claims against insurance companies that engage in unfair practices and wrongfully deny benefits. If you are facing an LTD claim denial or other problems with Guardian or Berkshire insurance, please call our San Francisco office at (415) 433-8000 or contact us for a free case evaluation.