Most people in California have at least one type of insurance policy in their name but it is not uncommon to hold multiple insurance policies. These might include some combination of automotive insurance, homeowner's insurance, renter's insurance, health insurance, life insurance and disability insurance. Regardless of the type of policy and what it is designed to cover, it is reasonable for you to expect that the insurance company will appropriately protect and compensate you when you have a legitimate claim. Unfortunately, this does not always happen.
For many people in California, the thought of being disabled may seem like something that will never happen to them. However, even a person who today is able-bodied and in excellent health can experience an accident that changes their life forever. The possibility of an unforeseen medical diagnosis also always exists. It is for these reasons that being properly insured is important.