As a Californian, you rely on your insurance to help you out when you need aid. You can also rely on Pillsbury & Coleman, L.L.P., to help you out if your insurance companies fail to provide what you require. Unfortunately, insurance companies aren't always going to be on your side. This can be especially true when it comes to long-term disability insurance.
Long-term disability insurance claims are something that insurance companies often try to avoid, downplay, or even outright deny. This is because this type of payout is ongoing, and can end up costing a company more than they want to pay.
In order to avoid having to give you what they owe, they may display a number of different evasive tactics. Just a few can include:
- Challenging your income and the benefits you're entitled to
- Retroactively rescinding or canceling your policy by saying you have a pre-existing condition
- Monitoring of your daily activities
- Being forced to use independent medical examiners with a bias slanting toward the insurance company
Delay tactics are also not uncommon. Often times, these companies believe that if they tire a person out by making them jump through numerous legal hoops, you will just give up your case and stop pursuing the claim. This is why having legal support can be so crucial.
Do you think that your insurance company is trying to give you the run-around? If you have even the slightest inkling that this may be happening, consider getting in touch with our experienced attorneys. You can also take a look at our web page, linked above, for more information.