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Over Two Decades Of Holding Insurance Companies Accountable

March 2018 Archives

Understanding ERISA denials and remedies

The basic concept of insurance is that it functions as a pooling of risk for policy holders and the insurer. Policy holders pay into a common fund to be drawn upon at a later date if needed. The money in the common fund belongs to policy holders and the insurer earns a fee for managing it. However, in application the insurer regards income generated from premiums as its own and works steadfastly to avoid returning it to policy holders. This means claims made by policy holders are often denied.

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*Please note, Pillsbury & Coleman, LLP does not handle car insurance claims.

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